While navigating the landscape of central government schemes, it can make you feel overwhelmed. From infrastructure and housing to healthcare and financial inclusion, such schemes empower every segment of our society.

Whether you're an entrepreneur, farmer, or in any other profession, there must be a scheme that can meet your needs. So, we're going to provide you an overview of top schemes by focusing on recent ones that you should be aware of.

Top Central Government Schemes

1) Pradhan Mantri Awas Yojana (PMAY)

In 2015, the Pradhan Mantri Awas Yojana was launched with an aim to provide affordable housing by 2022. There are mainly two components in the scheme: PMAY-Gramin (PMAY- G) and PMAY-Urban (PMAY-U). The rural component provides pucca houses along with basic amenities to the poor out there. On the other hand, the urban component focuses on affordable housing, credit-linked subsidies, and slum rehabilitation for weaker sections.

However, the PMAY scheme extended in 2023, allowing citizens to benefit from affordable housing. With the scheme, there is construction of over 2 crore houses across both rural and urban areas. Thus, it contributes to the vision of the government about "Housing for All."

2) Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

In December 2018, the PM-KISAN scheme was introduced with the aim of giving support to small and marginal farmers. Under such an initiative, eligible farmers can receive ₹6,000 per year in three equal installments into bank accounts. Until now, the scheme has benefited 11 crore farmers and provided financial stability to the agricultural sector.

According to recent updates, PM-KISAN got integrated with the Aadhaar database. As a result, the benefits reach the intended beneficiaries without any kind of delay or leakage.

3) Atmanirbhar Bharat Abhiyan

In May 2020, Atmanirbhar Bharat Abhiyan was launched in response to the economic challenges being posed by the COVID-19 pandemic. The chief aim is to reduce dependency on imports and promote local industries to make India self-reliant. In the initiative, there is a stimulus package of ₹20 lakh crore, which covers sectors like infrastructure, defense, agriculture, and MSMEs.

Moreover, the scheme emphasized the importance of "local for local" to encourage citizens to support industries and domestic products. As per 2023, the government has introduced additional measures to boost job creation, technology development, and manufacturing.

4) PM Gati Shakti National Master Plan

In October 2021, a comprehensive infrastructure plan was launched for integrating distinctive modes of transportation. The focus of the plan is to improve connectivity across the country to boost economic growth and reduce logistic costs.

Additionally, the government in 2023 has announced the inclusion of new projects under the plan. The focus is to boost connectivity in remote regions like northeastern states. Also, the plan aims to integrate smart technologies for better execution and project management.

Conclusion

It can be said that the government is going to continuously update the existing schemes and roll out new ones. However, it's your responsibility to be aware of such changes and leverage them to boost your quality of life.